Vanguard is built to help you succeed. Nothing stands in the way of our shared mission because we're the only firm in the industry that's owned by its clients.* Our trusted investment products and services are designed to deliver strong outcomes for your organization, clients, and participants.
Consider us an extension of your team. We'll provide you with clear insights and the knowledge you need to make decisions that support your long-term goals.
Vanguard has one mission in defined contribution (DC) recordkeeping: Helping plan sponsors and participants to succeed. This means an unwavering focus on financial well-being for every individual. Our recently announced partnership with Infosys is an example of a bold decision to help improve outcomes. We're fully committed to delivering trusted advice,† expert perspective, and a world-class experience.
Small and midsize businesses can leverage Vanguard's experience and resources to offer employees a high-quality, low-cost retirement plan. In partnership with Ascensus, LLC, and Newport Group, we've designed 401(k) and 403(b) retirement solutions that minimize compliance and fiduciary complexity while giving your participants support and guidance.
Vanguard’s investments are carefully crafted and managed to help you reach your goals. From our thoughtful target-date fund (TDF) design to the established track record of active fund outperformance,‡ you have access to a diverse investment selection to grow your portfolio.
You can lean on a dedicated team led by a senior investment consultant for the tools, expertise, investments, and fiduciary support to help achieve your pension or nonprofit plan objectives. That takes a large load off your plate, so you can focus on what truly matters.
Vanguard has the track record to show that we are dedicated to doing the right thing for our investors, and perhaps most critically, our investors trust us to steward their assets as if they were our own.
— John James, Managing Director of Vanguard Institutional Investor Group
* Investor-owned means that fund shareholders own the funds, which in turn own Vanguard.
† Vanguard Personal Advisor Services is the Digital Investing Brand of the Year, receiving the highest numerical Equity Score and the highest numerical score relating to Trust and Love among digital investing brands included in the 2020 Harris Poll EquiTrend Study, which is based on opinions of 39,100 U.S. consumers ages 15 and over surveyed online in January 2020. Your opinion may differ. “Highest Ranked” was determined by a pure ranking of a sample of digital investing brands.
‡ For the five-year period ended September 30, 2020, 9 of 9 Vanguard money market funds, 95 of 105 bond funds, 35 of 37 balanced funds, and 138 of 194 stock funds (in total, 277 of 345 Vanguard funds) outperformed the average return of their peer group. For the 10-year period ended September 30, 2020, 9 of 9 Vanguard money market funds, 70 of 81 bond funds, 23 of 24 balanced funds, and 131 of 156 stock funds (in total, 233 of 270 Vanguard funds) outperformed the average return of their peer group. Results for other time periods will vary. Note that the competitive performance data shown represent past performance, which is not a guarantee of future results, and that all investments are subject to risks. For the most recent performance, visit our website at www.vanguard.com/performance.
Bond funds are subject to the risk that an issuer will fail to make payments on time, and that bond prices will decline because of rising interest rates or negative perceptions of an issuer's ability to make payments.
All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss.
Advice services are provided by Vanguard Advisers, Inc., a registered investment advisor, or by Vanguard National Trust Company, a federally chartered, limited-purpose trust company.
Investments in Target Retirement Funds are subject to the risks of their underlying funds. The year in the fund name refers to the approximate year (the target date) when an investor in the fund would retire and leave the workforce. The fund will gradually shift its emphasis from more aggressive investments to more conservative ones based on its target date. An investment in the Target Retirement Fund is not guaranteed at any time, including on or after the target date.
A stable value investment is neither insured nor guaranteed by the U.S. government. There is no assurance that the investment will be able to maintain a stable net asset value, and it is possible to lose money in such an investment.
Advisory services are provided by Vanguard Institutional Advisory Services® (VIAS™), a division of Vanguard Advisers, Inc., a registered investment advisor.
VAI is a subsidiary of VGI and an affiliate of VMC. Neither VAI nor its affiliates guarantees profits or protection from losses.
Retirement plan recordkeeping and administrative services are provided by The Vanguard Group, Inc. (VGI). VGI has entered into an agreement with Newport Group, Inc., to provide certain plan recordkeeping and administrative services on its behalf. Custodial services are provided by Newport Trust Company, a wholly owned subsidiary of Newport Group, Inc. Newport Group, Inc., and Newport Trust Company are not affiliated with The Vanguard Group, Inc., or any of its affiliates.
Retirement plan recordkeeping and administrative services are provided by The Vanguard Group, Inc. (VGI). VGI has entered into an agreement with Ascensus, LLC, to provide certain plan recordkeeping and administrative services on its behalf. Ascensus is not affiliated with Vanguard Marketing Corporation, The Vanguard Group, Inc., or any of its affiliates.