Retirement plan investing

We’re committed to helping you build financial well-being for your participants every step of the way. 

Investments that perform. A partner who cares.

Low-cost, outperforming funds that can help deliver financial well-being for everyone.1

The Value of Ownership

Every company wants to serve its owners. We're no different. What sets us apart is who our owners actually are: the people who invest in our funds—including your participants.*

That means you can trust us to stand by your participants and do what's right for them—and for you. That's what the Value of Ownership is all about.

* Vanguard is owned by its funds, which are owned by Vanguard's fund shareholder clients. 

Enduring investments

You want to improve your employees' chances for retirement success.  We do too.

Retirement readiness for all

You want to improve your employees’ chances for retirement success. We do too.

Outcomes matter to you—and to us.

Our goal is to outperform our competition. And we’ve been able to do it over the short and long term.

Percentage of Vanguard funds that outperformed their peer-group averages


Number of Vanguard funds that outperformed their Lipper peer-group averages for periods ended December 31, 2023:  For the three-year period, 266 of 371 Vanguard funds; for the five-year period, 264 of 360 Vanguard funds; for the ten-year period, 281 of 315 Vanguard funds. Results will vary for other time periods. Only funds with a minimum of three-, five-, or ten-year history, respectively, were included in the comparison.

Note that the competitive performance data shown represent past performance, which is not a guarantee of future results, and that all investments are subject to risks. For the most recent performance, visit

Source: Lipper, a Thomson Reuters Company.

Investments are what we do. Let's talk about which ones may be right for your plan.

Already a client? Contact your representative today.

Vanguard's asset-weighted average expense ratio of 0.08% is less than one-fifth the industry average of 0.44%. Sources: Vanguard and Morningstar, Inc., as of December 31, 2023. 

For more information about any fund, visit or call 800-523-1036 to obtain a prospectus or, if available, a summary prospectus. Investment objectives, risks, charges, expenses, and other important information are contained in the prospectus; read and consider it carefully before investing.


All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss.