- Every financial wellness solution we offer is aligned to our strategic four-step approach to financial well-being: getting finances under control, protecting against the unexpected, making progress toward goals, and living well in retirement.
- Participants can access My Financial Wellness, an online hub with a financial assessment, guides, action plans, and digital tools and services at no charge.
- Our financial wellness experience is designed for individuals looking for guidance. Participants willing to pay a fee for additional support have the option of a spectrum of advice services.
The preservation of savings is important as one approaches retirement.
Financial wellness achieved through an integrated experience.
The path to financial well-being starts with personalized financial wellness experiences, actionable advice, and enduring investments. That’s Well on Your Way.
Focused solutions
Proven financial wellness resources
Personalized engagement strategies
* Source: Vanguard, as of December 2022. A positive action can include such activities as registering for web access, increasing a contribution rate, enrolling in a retirement plan, and signing up for advice services.
Improve outcomes with increased engagement
- Personalized coaching and education are shown to compel two times more positive action than nonpersonalized communications.*
- Clear and actionable ongoing guidance that has influenced 61% of our participants to take at least one positive action toward financial well-being.*
See how our personalization efforts can help participants take advantage of health savings accounts (HSAs):
Reports and metrics
Insights for plan sponsors
- Receive regular plan well-being reports to better understand your participants’ needs.
- Uncover participant trends, identify opportunity areas, and pull performance data through our client portal.
- Make better decisions with help from your dedicated team of strategic retirement consultants.
- Benefit from the insights that have helped put the average Vanguard participant on track to replace 71% of their income in retirement.*
* Source: Vanguard, 2022.
Committed to providing integrated, best-in-class experiences
Once we determine that the best way to drive outcomes is by working with a third-party provider, we find the finest in the business and combine their expertise with our own.
Health savings
A leading provider of health savings accounts offering participant health and wealth planning for retirement.
Student loan debt services
A personalized student debt platform that provides a holistic suite of features to help plan sponsors implement and manage a student loan repayment benefit.
Nonqualified plans
State-of-the-art plan administration, comprehensive plan accounting, and fully integrated systems.
Equity compensation
One of the world’s largest transfer agents and a top-rated service provider for equity compensation plans.
Our approach to financial well-being is different. For some, it’s about putting more products on the shelf. For us, it's about putting the right products on the shelf.
John James
Head of Workplace & Advisor Solutions
Want to learn more about Well on Your Way and why it could be right for your participants?
Already a valued client? Contact your representative.
All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss.
Advice is provided by Vanguard Advisers, Inc. (VAI), a federally registered investment advisor. Eligibility restrictions may apply. VAI cannot guarantee a profit or prevent a loss.
VAI is a subsidiary of VGI and an affiliate of VMC. Neither VAI nor its affiliates guarantee profits or protection from losses.