Financial wellness

Solutions, engagement, and reporting to help plan sponsors and participants reach their goals.

The preservation of savings is important as one approaches retirement.

Financial wellness achieved through an integrated experience.

The path to financial well-being starts with personalized financial wellness experiences, actionable advice, and enduring investments. That’s Well on Your Way.

Focused solutions

Proven financial wellness resources
  • Every financial wellness solution we offer is aligned to our strategic four-step approach to financial well-being: getting finances under control, protecting against the unexpected, making progress toward goals, and living well in retirement.
  • Participants can access My Financial Wellness, an online hub with a financial assessment, guides, action plans, and digital tools and services at no charge.
  • Our financial wellness experience is designed for individuals looking for guidance. Participants willing to pay a fee for additional support have the option of a spectrum of advice services.

Personalized engagement strategies

* Source: Vanguard, as of December 2022. A positive action can include such activities as registering for web access, increasing a contribution rate, enrolling in a retirement plan, and signing up for advice services.
Improve outcomes with increased engagement
  • Personalized coaching and education are shown to compel two times more positive action than nonpersonalized communications.*
  • Clear and actionable ongoing guidance that has influenced 61% of our participants to take at least one positive action toward financial well-being.*
See how our personalization efforts can help participants take advantage of health savings accounts (HSAs):

Reports and metrics

Insights for plan sponsors
  • Receive regular plan well-being reports to better understand your participants’ needs.
  • Uncover participant trends, identify opportunity areas, and pull performance data through our client portal.
  • Make better decisions with help from your dedicated team of strategic retirement consultants.
  • Benefit from the insights that have helped put the average Vanguard participant on track to replace 71% of their income in retirement.*
* Source: Vanguard, 2022.

Committed to providing integrated, best-in-class experiences

Once we determine that the best way to drive outcomes is by working with a third-party provider, we find the finest in the business and combine their expertise with our own. 

Health savings

A leading provider of health savings accounts offering participant health and wealth planning for retirement.

Student loan debt services

A personalized student debt platform that provides a holistic suite of features to help plan sponsors implement and manage a student loan repayment benefit.

Nonqualified plans

State-of-the-art plan administration, comprehensive plan accounting, and fully integrated systems.

Equity compensation

One of the world’s largest transfer agents and a top-rated service provider for equity compensation plans.

Our approach to financial well-being is different. For some, it’s about putting more products on the shelf. For us, it's about putting the right products on the shelf. John James Managing Director Vanguard Institutional Investor Group

Want to learn more about Well on Your Way and why it could be right for your participants?
Already a valued client? Contact your representative.

All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss.

Advice is provided by Vanguard Advisers, Inc. (VAI), a federally registered investment advisor. Eligibility restrictions may apply. VAI cannot guarantee a profit or prevent a loss.

VAI is a subsidiary of VGI and an affiliate of VMC. Neither VAI nor its affiliates guarantee profits or protection from losses.