Institutional investment and 401(k) retirement plans

Recorded | 1 hour
Hear our senior leaders discuss how we’re focused on giving every participant the resources they need to improve their financial wellness in 2024. 

Mutual funds, trusts, and ETFs

You can rely on us to help you navigate investment decisions and maintain a long-term perspective.

Whom we serve

Consultants helping their clients find the right investments and retirement plans.
Investment professionals evaluating investment strategies and fund data to fulfill mandates.
Benefits professionals optimizing plan design to do the very best for plan participants.

All investing is subject to risk, including the possible loss of the money you invest.

Investments in Target Retirement Funds and Trusts are subject to the risks of their underlying funds. The year in the fund or trust name refers to the approximate year (the target date) when an investor in the fund or trust would retire and leave the work force. The fund/trust will gradually shift its emphasis from more aggressive investments to more conservative ones based on its target date. The Income Trust/Fund and the Income and Growth Trust have fixed investment allocations and are designed for investors who are already retired. An investment in a Target Retirement Fund or Trust is not guaranteed at any time, including on or after the target date. 

Vanguard Target Retirement Trusts are not mutual funds. They are collective trusts available only to tax-qualified plans and their eligible participants. Investment objectives, risks, charges, expenses, and other important information should be considered carefully before investing. The collective trust mandates are managed by Vanguard Fiduciary Trust Company, a wholly owned subsidiary of The Vanguard Group, Inc. 

Vanguard ETF Shares are not redeemable with the issuing Fund other than in very large aggregations worth millions of dollars. Instead, investors must buy and sell Vanguard ETF Shares in the secondary market and hold those shares in a brokerage account. In doing so, the investor may incur brokerage commissions and may pay more than net asset value when buying and receive less than net asset value when selling. 

Advisory services are provided by Vanguard Advisers, Inc. (VAI), a registered investment advisor or by Vanguard National Trust Company, a federally chartered, limited-purpose trust company.