For people who invest directly in individual accounts (including IRAs and rollovers); in joint, brokerage, college savings, or small-business accounts; or in annuities.
For people who invest through their employer in a Vanguard 401(k), 403(b), or other retirement plan.
For retirement plan sponsors, consultants, and nonprofit representatives.
For broker-dealers, registered investment advisors, and trust or bank brokerage professionals.
Research & Commentary archive
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Rebecca Katz explains why participant education strategies are evolving to incorporate a more personalized and time-sensitive approach, where action drives education and not the other way around.
Indexing in DC plans has increased sharply. In light of this trend, this retirement research paper explores participant behavioral mechanisms and how plan menu decisions can affect the cost and active risk exposure of an entire plan.
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Steve Utkus, head of Vanguard Center for Retirement Research, takes a closer look at the retirement system in Australia and why it might be difficult to adopt in the United States.
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It's a new year, and small businesses have big opportunities to offer their employees important retirement benefits.
Rebecca Katz of Vanguard Participant Strategy and Development describes a Vanguard partnership with financial-wellness service HelloWallet that provides personalized guidance on better financial practices to help individuals save more for retirement.
More on Retirement
Senior Retirement Research Analyst
Retirement Research Director
Jean Young, CPA
Senior Research Analyst
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