Social media guidelines and important information

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Disclosures:

For more information about Vanguard funds, visit institutional.vanguard.com or call 800-523-1036 to obtain a prospectus. Investment objectives, risks, charges, expenses, and other important information about a fund are contained in the prospectus; read and consider it carefully before investing.

Investments in target-date funds are subject to the risks of their underlying funds. The year in the fund name refers to the approximate year (the target date) when an investor in the fund would retire and leave the workforce. The fund will gradually shift its emphasis from more aggressive investments to more conservative ones based on its target date. An investment in target-date funds is not guaranteed at any time, including on or after the target date.

All investing is subject to risk, including the possible loss of the money you invest. Past performance is no guarantee of future returns.

Investments in bond funds are subject to interest rate, credit, and inflation risk.

Diversification does not ensure a profit or protect against a loss in a declining market.

Foreign investing involves additional risks including currency fluctuations and political uncertainty.

Stocks of companies in emerging markets are generally more risky than stocks of companies in developed countries.

An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although a money market fund seeks to preserve the value of your investment at $1 per share, it is possible to lose money by investing in such a fund.

We will never ask you to update your Vanguard login or disclose personal account information on Twitter or LinkedIn.

Please do not include personal or account information in any Tweets, posts, or direct messages.

Any opinions expressed by our followers are those of the persons submitting the comments and don't necessarily represent the views of Vanguard or its management.

Vanguard is not responsible for and does not endorse the content by other users available from other pages. Vanguard is not responsible for the terms of use or privacy or security policies at this site and you use the site at your own risk. Vanguard reserves the right to block any follower who posts content that is deemed inappropriate or offensive or constitutes a testimonial, advice, recommendation, or advertisement for securities, products, or services or is promotional in nature. We also reserve the right to block followers whose accounts contain offensive or inappropriate content or serve as promotional sites.

Vanguard Marketing Corporation is the distributor of the Vanguard funds.