How America Saves 2025
Data that leads.
Your plan. Our data. Smart moves.
Our annual look at the current state of DC retirement plans is here! Within the pages of How America Saves 2025 is the data that sponsors and consultants need to help their participants take the right actions for a more prosperous retirement.
Under the hood
Industry-specific benchmark reports for stronger plan design
Regardless of your business or industry, your retirement plan's design is crucial to your participants' success. Comparing your plan with others in your industry can be invaluable. We're on it! Our benchmark report data can help you do a plan-to-industry comparison, make confident decisions, and build a stronger, more competitive retirement plan.
Reports by industry
Moving the dial
Plans and participants broke records in 2024. Among the all-time highs:
76
%
of plans allowed participants to join immediately.
67
%
of participants were in a professionally managed allocation.
45
%
of participants increased their deferral rate.
How America Saves is Vanguard's pioneering, industry-defining, data-based thought leadership. But our innovative spirit and disruptive efforts never, ever stop.
Source: How America Saves 2025. Vanguard.
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