You can only trust data when you know for certain it’s deep, transparent, and
thorough. Because it’s real.
Get inspired about the decisions you make to help your people and business
experience better outcomes.
For 20 years, How America Saves has reflected the
reality of what’s possible in retirement investing. Our
2021 analysis delivers unbiased participant data
derived from 1,700 plans and nearly 4.7 million
participants, revealing progress over time.
After all, it’s all about helping participants achieve their retirement vision.
How America Saves has been influencing retirement plan design for 20 years. And we can say proudly and definitively that 401(k) plans are designed better today than ever before. Our Insights to Action supplement translates undeniably trustworthy data into a clear path forward to better plan design.
Plan design is complex work, but it’s important. The good news is
you never need to go at it alone. We’re sharing our expertise and data across industries to give you the
confidence to design better plans for your people.
Unless otherwise noted, all data comes from Vanguard, as of December 31, 2020, as reported in How America Saves 2021.
All investing is subject to risk, including the possible loss of the money you invest.
Advice services are provided by Vanguard Advisers, Inc., a registered investment advisor,
or by Vanguard National Trust Company, a federally chartered, limited-purpose trust company.