Advice options

Discover Vanguard investment advice for employees

Financial well-being is unique for each participant and 401(k) plan. That’s why we offer two industry-leading advice and managed account packages designed to give you flexibility in meeting the diverse needs of your employees. Each can help employees and retirees take control of their finances and confirm they’re on the right track for retirement and beyond.

Advice from Vanguard

Our proprietary advice solution, with three services built to offer complete support for financial well-being:

Vanguard Digital Advisor^®

Vanguard Personal Advisor®

Vanguard Situational Advisor™

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Advice powered by Edelman Financial Engines

Edelman Financial Engines’ personalized, independent advice solutions with two distinct yet consistent service offerings:

Personal Online Advisor

Vanguard Managed Account Program

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Important information

Vanguard Digital Advisor's and Vanguard Personal Advisor’s services are provided solely by Vanguard Advisers, Inc. (VAI), a registered investment advisor. Please review the Vanguard Digital Advisor and Personal Advisor brochure for important details about these services. Vanguard Digital Advisor’s and Personal Advisor's financial planning tools provide projections and goal forecasts, which are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results.

Vanguard Situational Advisor is provided by Vanguard Advisers, Inc. (VAI), a registered investment advisor. Eligibility restrictions may apply.

VAI is a subsidiary of The Vanguard Group, Inc. (VGI), and an affiliate of Vanguard Marketing Corporation (VMC). Neither VAI nor its affiliates guarantee profits or protection from losses.

The Vanguard Group has partnered with Financial Engines Advisors L.L.C. (FEA) to provide subadvisory services to the Vanguard Managed Account Program and Personal Online Advisor. FEA is an independent, federally registered investment advisor that does not sell investments or receive commission for the investments it recommends with respect to the services which it is engaged in as subadvisor for Vanguard Advisers, Inc. (VAI). Advice is provided by Vanguard Advisers, Inc. (VAI), a federally registered investment advisor and an affiliate of The Vanguard Group, Inc. (Vanguard). Vanguard is owned by the Vanguard funds, which are distributed by Vanguard Marketing Corporation, a registered broker-dealer affiliated with VAI and Vanguard. Neither Vanguard, FEA, nor their respective affiliates guarantee future results. Vanguard will use your information in accordance with Vanguard's Privacy Policy. Edelman Financial Engines® is a registered trademark of Edelman Financial Engines, LLC. All rights reserved. Used with permission.

All investing is subject to risk, including the possible loss of the money you invest.