Advice powered by Edelman Financial Engines

Options powered by Edelman Financial Engines (EFE)

EFE provides personalized, independent advice solutions with two distinct yet consistent service offerings.

Personal Online Advisor

For participants who want to implement suggested changes on their own.

Personalized savings and asset allocation advice, including outside accounts and company stock.
A digital platform featuring a comprehensive education center and interactive planning tools, such as a Social Security planner.
Access to Vanguard Managed Account specialists.
Retirement income advice and forecast, including a personalized needs assessment, holistic retirement income plan, and after-tax spending analysis.

No fee

Vanguard Managed Account Program

For participants seeking full portfolio management by an independent investment advisor.

Everything included in Personal Online Advisor.
A personalized portfolio actively managed by EFE.
A unique glide path aligned to 20-plus factors including retirement age, risk preference, and retirement goals.
Incorporation of outside accounts, pensions, nonqualified plans, and company stock.
Outreach by EFE licensed advisors, including welcome calls to newly enrolled participants and annual retirement checkups for those ages 45 and up.

Asset-based fee

Want to explore how Advice powered by Edelman Financial Engines can benefit your participants?

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All investing is subject to risk, including the possible loss of the money you invest.

The Vanguard Group has partnered with Financial Engines Advisors L.L.C. (FEA) to provide subadvisory services to the Vanguard Managed Account Program and Personal Online Advisor. FEA is an independent, federally registered investment advisor that does not sell investments or receive commission for the investments it recommends with respect to the services which it is engaged in as subadvisor for Vanguard Advisers, Inc. (VAI). Advice is provided by Vanguard Advisers, Inc. (VAI), a federally registered investment advisor and an affiliate of The Vanguard Group, Inc. (Vanguard). Vanguard is owned by the Vanguard Funds, which are distributed by Vanguard Marketing Corporation, a registered broker-dealer affiliated with VAI and Vanguard. Neither Vanguard, FEA, nor their respective affiliates guarantee future results. Vanguard will use your information in accordance with Vanguard’s Privacy Policy.