SMALL AND MIDSIZE PLANS

Participant education resources

 

Today. Tomorrow. Always.

Every participant's journey to retirement is different. We'll supplement your participant education strategy with resources that can help guide participants to take the next step wherever they are in their journey. Both you and your participants can count on the information they need, where and when they need it.

It all starts with enrolling in the plan. But did you know that 27% of employees do not take advantage of their plan benefit?*

Enroll is an education program designed to provide employees with the guidance they need to overcome inertia and join your retirement plan.

Follow these two easy steps to get your employees enrolled today:
Confirm that your employees are eligible to enroll and that they have received their personalized enrollment booklet.
Download the customizable enrollment presentation to support your employees in their enrollment process.

Plan enrollment tools and resources


Participant website

Employees can visit this site to enroll in their employer’s plan and get timely information on their investments and plan performance (logon required).


Digital capabilities make saving easier

This reminder flyer highlights for plan participants the benefits of setting up online access to their account.


The benefits of enrolling soon

Use this flyer to inspire participants to enroll in your employer-sponsored plan sooner rather than later.


Customizable enrollment presentation

Customize this presentation with plan-specific information to guide your participants through the enrollment process and educate them on retirement plan basics.


Participant website demo

This short demo video walks you through the retirement website experience.

*Vanguard, How America Saves 2022: Small Business Edition.

The Save program is designed to educate participants about the value of saving more and what might be an appropriate saving rate.

Saving for retirement is an ongoing endeavor. To best understand how much to save for retirement, we recommend your employees tap into several educational resources before taking action. 

Follow these two easy steps to get your employees educated on saving:
A great starting point is our online education center that highlights different aspects of saving in retirement. 
We then suggest your employees model different savings scenarios through the contribution increase calculator, which demonstrates the impact of changing how much one saves. Keep in mind, retirement savings goals evolve and economic factors are always changing, so we suggest employees should revisit how much they save on an annual basis. 

Savings tools and resources


Participant plan website

Participants can visit this site to get timely information on their investments and plan performance (logon required).


Be a super saver

This brochure explains the benefits of saving more and offers strategies to help participants reach their retirement goals.


Give yourself a break in retirement

This brochure explains Roth after-tax contributions and how participants can benefit from taking care of the tax bill now.

 

Invest is designed to help your participants achieve investment success by focusing on the fundamentals of investing. We can help them make sure they are more properly invested through these valuable resources.

The investing resource center serves up a host of educational resources to steer your employees through the critical investing decisions.

Investing tools and resources


Plan website

Participants can visit this site to get timely information on their investments and plan performance (logon required).


Investor questionnaire allocation recommendations

This questionnaire is designed to help participants choose the right investment strategy for their unique situations.


Puzzled about investing?

Putting the pieces of an investment strategy together doesn’t have to be complicated. This brochure shows participants how—and lays out their options.


What to do when the markets drop

In this brochure, we provide participants with tips to help weather market turbulence and come out of the storm on top.


It's all about balance

In this brochure you will learn about Vanguard's target-date fund options.


How a TDF works

This introduction to target-date funds explains how they work and the pros and cons of owning one.


How to pick a TDF

This short video shows participants how to choose the best target-date fund for their unique needs.


What happens to my TDF at the target date?

Participants will learn how a TDF’s mix of stocks and bonds continues to change even after retirement—and why that’s important.

The Retire program is composed of strategies to help make your participants’ savings last through retirement. We have taken these retirement resources and created an easy-to-follow retirement guide. We recommend sharing this guide with your employees.

When your employees retire, they finally get to spend the money they’ve spent a lifetime saving, and it is not the time to guess. Your employees’ retirement spending plans should account for their needs, resources, and goals.

“How much do I need?” is an often-asked question among pre-retirees. The retirement income calculator can help your employees answer this important question. The Retire program is composed of strategies to help make your participants’ savings last through retirement. Our retirement income center has a host of resources to help your employees get a better understanding of the critical steps needed for a more successful retirement. 

Retirement tools and resources


Participant plan website

Participants can visit this site to get timely information on their investments and plan performance (logon required).


Retirement income center

This site offers tools and resources to help participants turn their savings into retirement income.


What's next for your retirement plan savings?

With job changes come decisions for participants to make about the money they’ve been saving for retirement. This guide can help with their next steps.

Participant online education
Help from Vanguard for your participant's retirement and other financial goals through Vanguard Online Education.
Quarterly webinars
Employees can learn about joining the plan and other retirement topics during webinars presented by Vanguard representatives.
Ready to see how participant education resources can help support you and your business?
Already a client? Contact your representative today.

All investing is subject to risk, including the possible loss of the money you invest.

For more information about Vanguard funds, visit vanguard.com to obtain a prospectus or, if available, a summary prospectus. Investment objectives, risks, charges, expenses, and other important information about a fund are contained in the prospectus; read and consider it carefully before investing.

Target-date investments are subject to the risks of their underlying funds. The year in the investment’s name refers to the approximate year (the target date) when an investor would retire and leave the workforce. The investment will gradually shift its emphasis from more aggressive investments to more conservative ones based on its target date. A target-date investment is not guaranteed at any time, including on or after the target date.