SECURE 2.0 Act resources
We're dedicated to keeping you informed about SECURE 2.0. Refer to these resources as you prepare for current and future provisions.
Required provision timeline snapshot
2024
- Long-term part-time (LTPT) worker eligibility (SECURE 1.0)
- Eliminate pre-death required minimum distribution (RMD) from Roth accounts
- Surviving spouse RMD election
2025
- Reduced eligibility period for LTPT employees; expansion to 403(b) plans (SECURE 2.0)
- Mandatory automatic enrollment for new plans
- Retirement savings lost and found
2026
- Roth catch-up contributions
- Annual paper statements
- Plan amendment deadline*
2027
- Saver’s match**
2033
- RMD age Increase to 75
* Notice 2024-2 extended the deadline to adopt amendments that relate to the CARES Act, the SECURE Act, and SECURE 2.0 to December 31, 2026, (regardless of plan year).
** Saver’s credit will become Saver’s match in 2027.
SECURE 2.0 Updates, Insights, and Opportunities (May 2024)
Hear the latest SECURE 2.0 updates from our experts.
RMD age increase to 75 I Required
Effective as of January 1, 2033, the start age for RMDs will rise from 73 to 75. While a minor change, those nearing retirement may want to consider whether strategic Roth conversions or delaying Social Security benefits can create the desired annual income or preferred income tax situation.