SECURE 2.0 Act resources

Keeping you informed about SECURE 2.0 with in-depth materials that prioritize the information you need, when you need it. Refer to these resources as you prepare for current and future provisions.

Required provision timeline snapshot


2025
  • Reduced eligibility period for LTPT employees; expansion to 403(b) plans (SECURE 2.0)
  • Mandatory automatic enrollment for new plans
  • Retirement savings lost and found

2026
  • Roth catch-up contributions
  • Annual paper statements
  • Plan amendment deadline*

2027
  • Saver’s match** (required and optional)

2033
  • RMD age increase to 75

* Notice 2024-2 extended the deadline to adopt amendments that relate to the CARES Act, the SECURE Act, and SECURE 2.0 to December 31, 2026, (regardless of plan year).
 ** Saver’s credit will become Saver’s match in 2027.

Explore the latest SECURE 2.0 updates

A guide to SECURE 2.0
Roth catch-up playbook
Quarterly update Q2 2025
RMD age increase to 75  I Required
Effective as of January 1, 2033, the age at which participants must start taking RMDs will rise from 73 to 75. While a minor change, those nearing retirement may want to consider whether strategic Roth conversions or delaying Social Security benefits can create the desired annual income or preferred income tax situation.