How America Saves 2024
What's in store for '24
Times change. People change. Goals change. How America Saves 2024 is the reliable bedrock that will help you stay on top of it all. Check out this year's preview and help your participants reach their retirement dreams. And don't miss the full report this June!
More research from the How America library
The story so far . . .
In 2023, our annual deep dive into the saving behaviors of nearly 5 million participants provided a complete view of what was going on in the retirement industry.
Industry benchmark reports
Industry-specific data for stronger plan design
Plan design is complex and important work, and we’re always here to help you. In these reports, you’ll find data to show how your plan compares with other plans in your industry. With this data at your fingertips, and our expertise, you can create stronger, more enriching plans for your participants.
Reports by industry
Our report for small businesses
Small businesses should think big when it comes to retirement plan design. Produced every other year, Vanguard brings you small business insights in DC Plan Comparison: Small Versus Large Employers.
How America Saves is Vanguard’s pioneering data-based thought leadership. But our thought leadership casts a wide net beyond How America Saves. For more, visit our monthly Vanguard Viewpoints.
All investing is subject to risk, including the possible loss of the money you invest.
Investments in target-date funds are subject to the risks of their underlying funds. The year in the fund name refers to the approximate year (the target date) when an investor in the fund would retire and leave the workforce. The fund will gradually shift its emphasis from more aggressive investments to more conservative ones based on its target date. An investment in target date funds is not guaranteed at any time, including on or after the target date.