Your participants deserve the best target-date fund

Find the right TDF 

A decision that impacts a lifetime

Vanguard Target Retirement Funds are built for the long term—and provide participants with the comfort of knowing that the interests of Vanguard are aligned with theirs.

Built to endure

Our funds are designed to help investors in the long term. We are constantly evaluating our target-date funds to help ensure we’re focusing on the metrics that we think are more likely to help your participants meet their retirement goals.

VIDEO: How do you evaluate TDFs?   Play time: 2:30 min.

2015

69%
of participants are using TDFs
42%
of participants have their entire account invested in a single TDF

2020

80%
of participants are using TDFs
54%
of participants have their entire account invested in a single TDF

Source, Vanguard How America Saves data.

Improving outcomes through sophisticated design

Vanguard Target Retirement Funds are constructed using fundamental investment principles and portfolio construction best practices that balance market, inflation, and longevity risks in an efficient and transparent manner over a participant’s life cycle. With any TDF, one of the biggest questions is should you choose an index-based or active TDF? It’s one of the most important decisions you can make and one we can help you with.

Vanguard TDFs vs. active strategies  How our index-based TDFs stack up  

The next step for target-date funds

We’re constantly debating ways to make our target-date funds even better for you and your participants. This includes the potential to offer TDFs with different equity landing points and offering products that include different asset classes, such as ESG and private equity.

Play time1:43 min

The future of TDFs

We take a look at current trends in the use of target-date funds and additional services we are considering to meet participants’ different needs.

Watch video
Play time1:43 min

The evolving needs of target-date fund investors

Our experts weigh in on TDF investment topics that are top of mind for many plan sponsors.

Watch video

We’re here to help you

Contact your Vanguard representative today and discover, like so many others have, how a Vanguard Target Retirement Fund can help you set your plan and your participants up for success. If you do not yet have a relationship with Vanguard, request more information.

Call us at 800-523-1036 to talk to one of our experts today.

Explore our resources

to learn more about the importance and impact target-date funds can have on successful retirement.

For more information about any fund, visit institutional.vanguard.com or call 866-499-8473 to obtain a prospectus or, if available, a summary prospectus. Investment objectives, risks, charges, expenses, and other important information are contained in the prospectus; read and consider it carefully before investing.

All investing is subject to risk, including the possible loss of the money you invest.

Investments in Target Retirement Funds are subject to the risks of their underlying funds. The year in the fund name refers to the approximate year (the target date) when an investor in the fund would retire and leave the workforce. The fund will gradually shift its emphasis from more aggressive investments to more conservative ones based on its target date. An investment in the Target Retirement Fund is not guaranteed at any time, including on or after the target date.