Report : DC Retirement | December 02, 2022

Will participants have enough income in retirement? 

Read time: 30 seconds

Nearly two-thirds of full-career defined contribution plan participants are projected to achieve a retirement income replacement ratio of 65% or higher. A new Vanguard research paper takes a look inside the latest findings of investor behavior and why plan design remains the most powerful predictor of participant saving rates. This research provides additional context for a recent paper, The Vanguard Participant Saving Rate Index.