INSURANCE GENERAL ACCOUNTS

Investments for insurers

Products that fit insurers’ needs

Strategic ETF and mutual fund investments

By working exclusively with insurance companies, we’re able to closely follow their portfolios as well as the challenges they face in the markets. That’s why we offer a broad range of stock, bond, and money market funds, including 19 NAIC-rated fixed income ETFs. Our investment strategy solution for insurers incorporates cash, core, and surplus investments.

 

For a complete list of Vanguard products, please go to vanguard.com/performance.

The Vanguard Difference: Experienced. Principled.

Since our founding 45 years ago, we have been an industry leader in both index and actively managed funds. In fact, we launched the first index fund for individual investors in 1976—making us an indexing pioneer.

 

Today, we manage nearly $6 trillion in index funds.* We also offer one of the world's largest active fund lineups, with almost $2 trillion in actively managed assets.* Our alignment with our investors (who are also our owners1), a disciplined approach to investing, and the exceptional talent of our investment professionals sets us apart from our competitors—and helps set our investors up for success.

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1 Vanguard is investor owned. This means investors own the funds that own Vanguard.

Diverse approaches

Our unwavering focus on acting in the best interest of our clients results in a commitment to delivering investment excellence in a range of management approaches—from traditional active to quantitative active to indexing.

Equity investing at Vanguard is all about identifying smart, enduring strategies with a keen focus on low costs and long-term performance. And our process is engineered to ensure that our managers—index and active—do just that Greg Davis Vanguard, Chief Investment Officer

A history of strong performance

Notes: For the three-year period ended March 31, 2022, 6 of 6 Vanguard money market funds, 87 of 114 bond funds, 24 of 31 balanced funds, and 163 of 216 stock funds, or 280 of 367 Vanguard funds outperformed their peer group averages. For the five-year period, 6 of 6 Vanguard money market funds, 85 of 109 bond funds, 21 of 26 balanced funds, and 147 of 201 stock funds, or 259 of 342 Vanguard funds outperformed their peer group averages. For the 10-year period, 6 of 6 Vanguard money market funds, 69 of 86 bond funds, 20 of 25 balanced funds, and 155 of 183 stock funds, or 250 of 300 Vanguard funds outperformed their peer group averages. Results will vary for other time periods. Only funds with a minimum three-, five-, or 10-year history, respectively, were included in the comparison.

 

 

Note that the competitive performance data shown represent past performance, which is not a guarantee of future results, and that all investments are subject to risks. For the most recent performance, visit our website at www.vanguard.com/performance.

 

 

Source: Lipper, a Thomson Reuters Company.

 

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*Source: Vanguard, as of April 30, 2022.

Vanguard ETF Shares are not redeemable with the issuing fund other than in very large aggregations worth millions of dollars. Instead, investors must buy and sell Vanguard ETF Shares in the secondary market and hold those shares in a brokerage account. In doing so, the investor may incur brokerage commissions and may pay more than net asset value when buying and receive less than net asset value when selling.

 

For more information about any fund, visit institutional.vanguard.com or call 800-523-1036 to obtain a prospectus or, if available, a summary prospectus. Investment objectives, risks, charges, expenses, and other important information are contained in the prospectus; read and consider it carefully before investing.

 

All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss.

 

NAIC designations are the intellectual property of the National Association of Insurance Commissioners (NAIC) and are redistributed here under License. An NAIC designation is a proprietary symbol used by the NAIC Securities Valuation Office (SVO) to denote a category or band of credit risk (i.e., the likelihood of repayment in accordance with a written contract) for an issuer or for a security. NAIC designations may be notched up or down to reflect the position of a specific liability in the issuer's capital structure and/or the existence of other nonpayment risk in the specific security. Under NAIC reporting rules, shares of an ETF are presumed to be reportable as common stock. The SVO may classify an ETF as a bond or preferred stock and assign it an NAIC designation if it meets defined criteria. For a discussion of these criteria please call the SVO or refer to the Purposes and Procedures Manual of the NAIC Securities Valuation Office. The assignment of an NAIC designation is not a recommendation to purchase the ETF and is not intended to convey approval or endorsement of the ETF Sponsor or the ETF by the NAIC.

 

All Vanguard ETF products are subject to risk, including the possible loss of the money you invest. Bond ETFs are subject to interest rate, inflation, and credit risk. Diversification does not ensure a profit or protect against a loss.