Jean Young, CPA

Senior Research Analyst

Jean Young is a senior research analyst with the Vanguard Center for Investor Research. The Center conducts and sponsors research on investor behavior and decision-making. It also works to apply behavioral insights to real-world settings. The Center's scope includes individual investors (whether direct, advised, or in defined contribution plans) and institutional investors. The Center's work will be of interest to investors, advisors, consultants, employers, media, the research community, and policymakers.

Her research topics include the design of employer-sponsored retirement programs and the psychological and behavioral aspects of participant decision-making. She is also the lead author of Vanguard's annual research report How America Saves.

Before her current position, Ms. Young was a client relationship manager in Vanguard's defined contribution recordkeeping business.

Ms. Young earned a B.A. in business administration from Franklin & Marshall College and an M.S. in taxation from Widener University. She is a CPA.

Ms. Young is a senior research analyst with Vanguard Center for Investor Research. Her research topics include the design of employer-sponsored retirement programs and the psychological and behavioral aspects of participant decision-making. She is also the lead author of Vanguard's annual research report How America Saves.

RECENT ARTICLES

Webcast replay: Planning for health care costs in retirement

January 30, 2019

When it comes to paying for health care costs in retirement, are people more worried than they need to be? Our experts share Aha! moments and planning strategies in this live webcast replay.

A new way to plan for health care costs in retirement

June 18, 2018

Health care costs keep rising, but there are important steps that people nearing retirement can take to prepare. A new forecasting model from Vanguard, in partnership with Mercer Health and Benefits, offers critical guidance for individuals, advisors, and plan sponsors.

How America Saves 2018: Telling the retirement story with data

June 05, 2018

How America Saves 2018 is now available on Vanguard’s Institutional Research & Commentary webpage. The website also offers other valuable research from Vanguard experts on a variety of topics of interest to retirement plan sponsors and other institutional investors.

TDF adoption in 2017

March 09, 2018

Target-date funds continue to grow in importance for investors in defined contribution plans. A research note from Jean A. Young and Galina Young, of Vanguard, explores their growing acceptance.

Automatic enrollment: The power of the default

March 01, 2018

A research paper from Vanguard's Center of Investor Research examines the effect of defined contribution plan sponsors' default decisions on retirement saving outcomes.

More from Jean Young

Company stock in DC plans: A decade later


December 08, 2017

TDF adoption in 2016


February 27, 2017

RECENT ARTICLES

Webcast replay: Planning for health care costs in retirement

January 30, 2019

When it comes to paying for health care costs in retirement, are people more worried than they need to be? Our experts share Aha! moments and planning strategies in this live webcast replay.

A new way to plan for health care costs in retirement

June 18, 2018

Health care costs keep rising, but there are important steps that people nearing retirement can take to prepare. A new forecasting model from Vanguard, in partnership with Mercer Health and Benefits, offers critical guidance for individuals, advisors, and plan sponsors.

How America Saves 2018: Telling the retirement story with data

June 05, 2018

How America Saves 2018 is now available on Vanguard’s Institutional Research & Commentary webpage. The website also offers other valuable research from Vanguard experts on a variety of topics of interest to retirement plan sponsors and other institutional investors.

TDF adoption in 2017

March 09, 2018

Target-date funds continue to grow in importance for investors in defined contribution plans. A research note from Jean A. Young and Galina Young, of Vanguard, explores their growing acceptance.

Automatic enrollment: The power of the default

March 01, 2018

A research paper from Vanguard's Center of Investor Research examines the effect of defined contribution plan sponsors' default decisions on retirement saving outcomes.

More from Jean Young

Company stock in DC plans: A decade later


December 08, 2017

TDF adoption in 2016


February 27, 2017

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