Jean Young, CPA

Senior Research Analyst

Jean Young is a senior research analyst with the Vanguard Center for Investor Research. The Center conducts and sponsors research on investor behavior and decision-making. It also works to apply behavioral insights to real-world settings. The Center's scope includes individual investors (whether direct, advised, or in defined contribution plans) and institutional investors. The Center's work will be of interest to investors, advisors, consultants, employers, media, the research community, and policymakers.

Her research topics include the design of employer-sponsored retirement programs and the psychological and behavioral aspects of participant decision-making. She is also the lead author of Vanguard's annual research report How America Saves.

Before her current position, Ms. Young was a client relationship manager in Vanguard's defined contribution recordkeeping business.

Ms. Young earned a B.A. in business administration from Franklin & Marshall College and an M.S. in taxation from Widener University. She is a CPA.

Ms. Young is a senior research analyst with Vanguard Center for Investor Research. Her research topics include the design of employer-sponsored retirement programs and the psychological and behavioral aspects of participant decision-making. She is also the lead author of Vanguard's annual research report How America Saves.

RECENT ARTICLES

How America Saves 2019: The retirement savings behavior of 5 million participants

June 11, 2019

How America Saves 2019 is now available on Vanguard's institutional website. The website also offers other valuable research from Vanguard experts on a variety of topics of interest to retirement plan sponsors and other institutional investors.

Webcast excerpt: How can hidden costs of health care impact retirement spending?

April 05, 2019

When it comes to paying for health care costs in retirement, how can people effectively plan for what they may need? Vanguard's Jean Young shares an Aha! moment that can bring clarity to the planning process in this webcast excerpt.

Webcast excerpt: How should you think about a health savings account?

March 29, 2019

For people thinking about paying for health care costs in retirement, a health savings account, which is triple-tax-free, could serve as a useful retirement savings vehicle. Vanguard's Stephen Weber shines a light on how to use HSAs to help pay for health care costs.

Webcast excerpt: Why is long-term health care such a big worry?

March 22, 2019

People worry about paying for long-term care in retirement, but the reality can often be a lot less daunting. While worst-case scenarios resonate, research and data by Vanguard's Jean Young and Stephen Weber provides a different picture.

TDF adoption in 2018

February 28, 2019

The use of target-date funds in defined contribution plans continued to grow in 2018.

RECENT ARTICLES

How America Saves 2019: The retirement savings behavior of 5 million participants

June 11, 2019

How America Saves 2019 is now available on Vanguard's institutional website. The website also offers other valuable research from Vanguard experts on a variety of topics of interest to retirement plan sponsors and other institutional investors.

Webcast excerpt: How can hidden costs of health care impact retirement spending?

April 05, 2019

When it comes to paying for health care costs in retirement, how can people effectively plan for what they may need? Vanguard's Jean Young shares an Aha! moment that can bring clarity to the planning process in this webcast excerpt.

Webcast excerpt: How should you think about a health savings account?

March 29, 2019

For people thinking about paying for health care costs in retirement, a health savings account, which is triple-tax-free, could serve as a useful retirement savings vehicle. Vanguard's Stephen Weber shines a light on how to use HSAs to help pay for health care costs.

Webcast excerpt: Why is long-term health care such a big worry?

March 22, 2019

People worry about paying for long-term care in retirement, but the reality can often be a lot less daunting. While worst-case scenarios resonate, research and data by Vanguard's Jean Young and Stephen Weber provides a different picture.

TDF adoption in 2018

February 28, 2019

The use of target-date funds in defined contribution plans continued to grow in 2018.

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