Jean Young, CPA

Senior Research Analyst

Jean Young is a senior research analyst with the Vanguard Center for Investor Research. The Center conducts and sponsors research on investor behavior and decision-making. It also works to apply behavioral insights to real-world settings. The Center's scope includes individual investors (whether direct, advised, or in defined contribution plans) and institutional investors. The Center's work will be of interest to investors, advisors, consultants, employers, media, the research community, and policymakers.

Her research topics include the design of employer-sponsored retirement programs and the psychological and behavioral aspects of participant decision-making. She is also the lead author of Vanguard's annual research report How America Saves.

Before her current position, Ms. Young was a client relationship manager in Vanguard's defined contribution recordkeeping business.

Ms. Young earned a B.A. in business administration from Franklin & Marshall College and an M.S. in taxation from Widener University. She is a CPA.

Ms. Young is a senior research analyst with Vanguard Center for Investor Research. Her research topics include the design of employer-sponsored retirement programs and the psychological and behavioral aspects of participant decision-making. She is also the lead author of Vanguard's annual research report How America Saves.

RECENT ARTICLES

A new way to plan for health care costs in retirement

June 18, 2018

Health care costs keep rising, but there are important steps that people nearing retirement can take to prepare. A new forecasting model from Vanguard, in partnership with Mercer Health and Benefits, offers critical guidance for individuals, advisors, and plan sponsors.

How America Saves 2018: Telling the retirement story with data

June 05, 2018

How America Saves 2018 is now available on Vanguard’s Institutional Research & Commentary webpage. The website also offers other valuable research from Vanguard experts on a variety of topics of interest to retirement plan sponsors and other institutional investors.

TDF adoption in 2017

March 09, 2018

Target-date funds continue to grow in importance for investors in defined contribution plans. A research note from Jean A. Young and Galina Young, of Vanguard, explores their growing acceptance.

Automatic enrollment: The power of the default

March 01, 2018

A research paper from Vanguard's Center of Investor Research examines the effect of defined contribution plan sponsors' default decisions on retirement saving outcomes.

Company stock in DC plans: A decade later

December 08, 2017

Company stock has played an important role in some DC plans. That role has been shrinking as companies focus on the risks. A new paper from Vanguard Center for Investor Research written by John A. Lamancusa and Jean A. Young, explores how that role has evolved.

More from Jean Young

TDF adoption in 2016


February 27, 2017

Women versus men in DC plans


October 26, 2015

RECENT ARTICLES

A new way to plan for health care costs in retirement

June 18, 2018

Health care costs keep rising, but there are important steps that people nearing retirement can take to prepare. A new forecasting model from Vanguard, in partnership with Mercer Health and Benefits, offers critical guidance for individuals, advisors, and plan sponsors.

How America Saves 2018: Telling the retirement story with data

June 05, 2018

How America Saves 2018 is now available on Vanguard’s Institutional Research & Commentary webpage. The website also offers other valuable research from Vanguard experts on a variety of topics of interest to retirement plan sponsors and other institutional investors.

TDF adoption in 2017

March 09, 2018

Target-date funds continue to grow in importance for investors in defined contribution plans. A research note from Jean A. Young and Galina Young, of Vanguard, explores their growing acceptance.

Automatic enrollment: The power of the default

March 01, 2018

A research paper from Vanguard's Center of Investor Research examines the effect of defined contribution plan sponsors' default decisions on retirement saving outcomes.

Company stock in DC plans: A decade later

December 08, 2017

Company stock has played an important role in some DC plans. That role has been shrinking as companies focus on the risks. A new paper from Vanguard Center for Investor Research written by John A. Lamancusa and Jean A. Young, explores how that role has evolved.

More from Jean Young

TDF adoption in 2016


February 27, 2017

Women versus men in DC plans


October 26, 2015

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