Retirement plan and investing information for organizations and consultants.
IMPORTANT INFORMATION:
THIS SITE IS FOR USE BY FINANCIAL PROFESSIONALS, HR PROFESSIONALS, OR INSTITUTIONAL INVESTORS ONLY AND IS NOT INTENDED FOR USE BY RETAIL INVESTORS.
By clicking "Accept" and accessing this website you are attesting to the fact that you are either:
By accessing this website, you consent to Vanguard’s collection of information and you agree to be bound by the Terms and Conditions.
The products, services, content, tools, and information on the Vanguard Financial Professional and Institutional Investor Website ("Vanguard Financial Professional and Institutional Investor Website Content") is intended specifically for the individuals who have agreed to these Terms and Conditions and is being furnished for general informational purposes only. Vanguard Financial Professional and Institutional Investor Website Content does not constitute or undertake to make any securities recommendations or provide advice, including fiduciary investment advice, and prospective investors are recommended to seek independent legal, financial, and tax advice before making any investment decision.
The products described on this website may not be available to, or suitable for, all investors. Under no circumstances should any of the Vanguard Financial Professional and Institutional Investor Website Content, in whole or in part, be copied, redistributed, or shown to any person without prior consent from Vanguard. Information and opinions presented have been obtained or derived from sources believed to be reliable and current; however, we cannot guarantee the sources' accuracy or completeness. There is no guarantee that any forecasts made will come to pass. The views contained herein are as of the date noted on the material and are subject to change without notice; these views may differ from those of other Vanguard group companies and/or associates.
New Vanguard research takes a close look at the effect of automatic escalation, or automatic annual increases, on defined contribution (DC) plan participant contribution rates. Our findings underscore the importance of plan design—especially when it comes to setting an annual increase cap that supports a robust saving rate.
Notes:
