We work with you, your investment committee, and your consultant to help lead your defined benefit (DB) pension plan to full funding and, importantly, to lessen its impact on your organization's financial statements.
Help with derisking, immunization, and other LDI strategies
Whether your DB plan is open, frozen, or you're seeking to offer a lump-sum window, Vanguard has the expertise, tools, thought leadership, and products to develop solutions and implement strategies that help achieve your DB plan objectives.
Your plan, Vanguard investments
The breadth of our investment menu fully supports investment strategies designed to help you:
- Remove uncompensated risk from your plan.
- Achieve higher funding levels.
- Manage volatility without overfunding and stranding surplus assets in your plan.
- If your plan is frozen on its way to termination, optimize your final investment and distribution strategies as your plan moves closer to termination.
Fixed income for liability-matching precision
As your plan's funding level improves, removing pension risk will become more important. Bonds can help accomplish this, from soon-to-be-paid liabilities, as well as those decades out. Learn more
The ability to keep an equity allocation while derisking
Plan sponsors who maintain a traditional 60% equity portfolio can still start derisking without changing their equity commitment. Learn how